{"id":12,"date":"2025-05-27T17:06:37","date_gmt":"2025-05-27T17:06:37","guid":{"rendered":"https:\/\/www.reclamarirphhipoteca.com\/?page_id=12"},"modified":"2025-10-02T17:56:18","modified_gmt":"2025-10-02T17:56:18","slug":"reclamar-irph","status":"publish","type":"page","link":"https:\/\/www.reclamarirphhipoteca.com\/","title":{"rendered":"Reclamar IRPH"},"content":{"rendered":"

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\u00bfQuieres Recuperar Miles de Euros de tu IRPH?<\/b><\/span><\/h1>\n

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Si necesitas asesor\u00eda jur\u00eddica especializada en Reclamaci\u00f3n del IRPH, no dudes en contactar con Taxion Abogados.<\/span><\/h2>\n

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TAXION ABOGADOS<\/span><\/h3>\n

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Abogados Reclamaci\u00f3n IRPH<\/b><\/h2>\n

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Taxion Abogados es un despacho de abogados de referencia, especializado en Derecho Bancario y en la Reclamaci\u00f3n del \u00cdndice de Referencia de Pr\u00e9stamos Hipotecarios (IRPH). Nuestros abogados cuentan con una amplia experiencia y un profundo conocimiento en la materia<\/span>,<\/b>\u00a0lo que nos permite ofrecer un servicio jur\u00eddico de alta calidad y plenamente orientado a los intereses de nuestros clientes.<\/span><\/p>\n

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\u00abPotestas tua, securitas legis.\u00bb<\/strong><\/h5>\n
<\/h5>\n

(\u201cTu poder, la seguridad de la ley.\u201d)<\/em><\/h4>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1″ custom_padding_last_edited=\u00bbon|phone\u00bb _builder_version=\u00bb4.17.0″ _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb5vh||5vh||true|false\u00bb custom_padding_tablet=\u00bb15vh||15vh||true|false\u00bb custom_padding_phone=\u00bb5vh||5vh||true|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.17.0″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4″ _builder_version=\u00bb4.17.0″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.17.0″ _module_preset=\u00bbdefault\u00bb header_font=\u00bbBasic|700|||||||\u00bb header_text_align=\u00bbcenter\u00bb header_text_color=\u00bb#FFFFFF\u00bb header_font_size=\u00bb40px\u00bb header_line_height=\u00bb1.1em\u00bb header_2_font=\u00bbInter|700|||||||\u00bb header_2_text_align=\u00bbcenter\u00bb header_2_text_color=\u00bb#000000″ header_2_font_size=\u00bb40px\u00bb custom_margin=\u00bb0px||5px||false|false\u00bb custom_padding=\u00bb0px||0px||false|false\u00bb header_font_size_tablet=\u00bb68px\u00bb header_font_size_phone=\u00bb34px\u00bb header_font_size_last_edited=\u00bbon|phone\u00bb header_2_text_align_tablet=\u00bbcenter\u00bb header_2_text_align_phone=\u00bbcenter\u00bb header_2_text_align_last_edited=\u00bbon|phone\u00bb header_2_font_size_tablet=\u00bb40px\u00bb header_2_font_size_phone=\u00bb30px\u00bb header_2_font_size_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n

Informaci\u00f3n sobre el servicio de Reclamaci\u00f3n del IRPH<\/b><\/span><\/h2>\n

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El \u00cdndice de Referencia de Pr\u00e9stamos Hipotecarios (IRPH) ha sido objeto de controversia debido a sus caracter\u00edsticas particulares y al impacto que tiene en las cuotas hipotecarias de los consumidores. En Taxion Abogados, nos dedicamos a estudiar cada caso de manera exhaustiva para brindar la mejor asesor\u00eda jur\u00eddica y representaci\u00f3n en la reclamaci\u00f3n de este \u00edndice.<\/span><\/p>\n

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Preguntas frecuentes <\/span>sobre Reclamaci\u00f3n del IRPH<\/h2>\n

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La reclamaci\u00f3n del IRPH consiste en la acci\u00f3n legal que los consumidores pueden llevar a cabo contra las entidades financieras para recuperar el dinero pagado de m\u00e1s, debido a laaplicaci\u00f3n de este \u00edndice en sus pr\u00e9stamos hipotecarios al no reunir en multitud de casos los requisitos necesarios para no ser considerado abusivo.<\/span><\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bbCasos comunes de la Reclamaci\u00f3n del IRPH\u00bb _builder_version=\u00bb4.17.0″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb open=\u00bboff\u00bb]<\/p>\n

Entre los casos m\u00e1s comunes de reclamaci\u00f3n se encuentran aquellos en los que:<\/span><\/p>\n

    \n
  1. El consumidor no fue debidamente informado sobre el impacto del IRPH.<\/span><\/li>\n
  2. Hubo falta de transparencia.<\/span><\/li>\n
  3. No se cumplieron las exigencias de las Circulares del Banco del Espa\u00f1a.<\/span><\/li>\n
  4. No se aplic\u00f3 un diferencial negativo.<\/span><\/li>\n
  5. No se le explicaron al cliente las diferencias hist\u00f3ricas de cuota con el Euribor.<\/span><\/li>\n
  6. No se le entreg\u00f3 informaci\u00f3n previa y oferta vinculante.<\/span><\/li>\n
  7. Y, en definitiva, se gener\u00f3 un desequilibrio entre el cliente y la entidad financiera por el establecimiento de un \u00edndice influenciable por los bancos que pueden y deben hacer devenir la cl\u00e1usula nula de pleno derecho.<\/span><\/li>\n<\/ol>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=\u00bb\u00bfQu\u00e9 es el \u00edndice de referencia de pr\u00e9stamos hipotecarios IRPH?\u00bb _builder_version=\u00bb4.17.0″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb open=\u00bboff\u00bb]<\/p>\n

    Se trata de un \u00edndice aplicado como inter\u00e9s a los pr\u00e9stamos hipotecarios cuyo tipo porcentual deviene del tipo medio de los pr\u00e9stamos hipotecarios a m\u00e1s de tres a\u00f1os concedidos por los bancos, cajas o entidades, seg\u00fan la modalidad, perdurando \u00fanicamente est\u00e1 \u00faltima desde el 29 de septiembre de 2013.<\/span><\/p>\n

    [\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=\u00bb2_5″ _builder_version=\u00bb4.17.0″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1″ custom_padding_last_edited=\u00bbon|phone\u00bb _builder_version=\u00bb4.27.4″ _module_preset=\u00bbdefault\u00bb background_color=\u00bbrgba(0,0,0,0.04)\u00bb custom_padding=\u00bb5vh||5vh||true|false\u00bb custom_padding_tablet=\u00bb15vh||15vh||true|false\u00bb custom_padding_phone=\u00bb4vh||4vh||true|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.17.0″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4″ _builder_version=\u00bb4.17.0″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.27.0″ _module_preset=\u00bbdefault\u00bb header_font=\u00bbBasic|700|||||||\u00bb header_text_align=\u00bbcenter\u00bb header_text_color=\u00bb#FFFFFF\u00bb header_font_size=\u00bb40px\u00bb header_line_height=\u00bb1.1em\u00bb header_2_font=\u00bbInter|700|||||||\u00bb header_2_text_align=\u00bbcenter\u00bb header_2_text_color=\u00bb#000000″ header_2_font_size=\u00bb40px\u00bb custom_margin=\u00bb0px||5px||false|false\u00bb custom_padding=\u00bb0px||0px||false|false\u00bb header_font_size_tablet=\u00bb68px\u00bb header_font_size_phone=\u00bb34px\u00bb header_font_size_last_edited=\u00bbon|phone\u00bb header_2_font_size_tablet=\u00bb40px\u00bb header_2_font_size_phone=\u00bb30px\u00bb header_2_font_size_last_edited=\u00bbon|phone\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n

    Opiniones de nuestros clientes satisfechos<\/h2>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb4.17.0″ _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb-4px||1px||false|false\u00bb custom_padding=\u00bb6px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4″ _builder_version=\u00bb4.17.0″ _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb2px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_slider arrows_custom_color=\u00bb#000000″ dot_nav_custom_color=\u00bb#000000″ _builder_version=\u00bb4.17.0″ _module_preset=\u00bbdefault\u00bb header_text_color=\u00bb#000000″ body_font=\u00bbInter|300|||||||\u00bb body_text_color=\u00bb#3c404b\u00bb body_font_size=\u00bb17px\u00bb custom_margin=\u00bb0px||||false|false\u00bb custom_padding=\u00bb61px||61px||true|false\u00bb border_radii=\u00bbon|60px|60px|60px|60px\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_slide _builder_version=\u00bb4.17.0″ _module_preset=\u00bbdefault\u00bb background_color=\u00bb#FFFFFF\u00bb background_enable_color=\u00bbon\u00bb global_colors_info=\u00bb{}\u00bb sticky_transition=\u00bbon\u00bb]<\/p>\n

    \ud83d\udcac \u201cHan gestionado\u00a0 todo con absoluta seriedad y confianza. Muy recomendados.\u201d<\/p>\n

    \u2013 <\/span>Beatriz M.<\/b><\/p>\n

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    \u00bfQuieres que un abogado especialista en <\/span>Reclamaci\u00f3n del IRPH<\/span> de Taxion Abogados te atienda sin compromiso?<\/span><\/strong><\/h2>\n

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    \ud83d\udca1<\/p>\n

    En Taxion Abogados, estamos a tu disposici\u00f3n para resolver cualquier duda que tengas sobre la Reclamaci\u00f3n IRPH y ofrecerte la mejor asesor\u00eda jur\u00eddica.<\/span><\/p>\n

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    Navegaci\u00f3n<\/h3>\n

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